Limited Mortality is a form of life insurance for specific accidental causes. Death due to sickness or disease will not be covered. The following is a list of the accidental causes resulting in death covered by the policy:

(a) fire, lightning, explosion, or smoke resulting therefrom;

(b) windstorm, hurricane, tornado, hail, earthquake, or flood;

(c) drowning;

(d) artificial electricity;

(e) collapse of building;

(f) attack by dogs or wild animals;\

(g) accidental shooting except by you or your agents, employees, or representatives;

(h) collision or overturning of any motor vehicle in which the “horse” is being transported, other than collision with your vehicles or vehicles of your agents, employees, or representatives;

(i) sinking, burning, or collision of vessels in which the “horse” is being conveyed on inland waterways only;

(j) collision, derailment, or overturning of a conveyance in which the “horse” is being transported by railroad (but the coming together of railroad cars during coupling operations will not be deemed a collision);

(k) objects falling from aircraft;

(l) accident to an aircraft in which the “horse” is being transported;

(m) where the “horse” is destroyed while on board an aircraft in flight at the order of the person responsible for the safety of the aircraft who confirms in a sworn statement that in his or her opinion the “horse” was so uncontrollable (berserk) as to have been a danger at that time to the safety of the aircraft, crew, passengers, or cargo.