Equine Insurance Built Around Your Horse
Mortality & Major Medical Coverage With Personal Guidance From Horse People Who Are Experienced Equine Insurance Agents
Request Your Horse Insurance Quote
Complete the form and one of our experienced equine insurance agents will contact you to discuss your horse and recommend coverage options that fit your needs.
Protecting your horse shouldn’t be complicated.
Star H Equine Insurance helps horse owners find coverage based on the horse’s value, age, use, and individual circumstances.
Our experienced agents know which insurance companies are typically the best fit for different types of horses and disciplines, allowing them to recommend one or two competitive options rather than overwhelming you with unnecessary choices.

We select the option that best suits your needs
- Mortality & Major Medical Coverage
- Personalized Coverage
- Recommendations
- Experienced Equine Insurance Agents
- Independent Agency
- Licensed in 47 States
- Fast, Competitive Quotes
Horse Insurance Designed Around You and Your Horse
Your horse is more than an investment. Whether your horse is a trusted trail companion, competition partner, breeding prospect, or part of your farm or equine business, having the right insurance can help you prepare for the unexpected.
Star H Equine Insurance is an independent insurance agency devoted to serving the insurance needs of the equine industry.
Because we’re independent, our agents can work with multiple insurance companies and recommend the options they believe are the best fit for your horse. They take into account factors such as your horse’s type, age, use, value, and individual circumstances to help you find competitive coverage without making the process unnecessarily complicated.
And when you have questions, you can talk to a real person. Our horse insurance agents answer calls, texts, and emails throughout the day.
Horse Insurance Services
Protect Your Horse Against the Unexpected

Horse Mortality Insurance
Horse mortality insurance can provide coverage for the loss of your horse due to covered causes such as accident, sickness, disease, humane destruction, or theft. Our team can help you understand available mortality coverage and recommend an option appropriate for your horse.

Equine Major Medical Insurance
Major medical coverage can help reimburse eligible veterinary medical and surgical expenses resulting from a covered illness or injury. Major medical coverage may be added to qualifying mortality policies, helping provide additional financial protection when unexpected veterinary care is needed.
Horse Protection
Additional Protection May Be Available

Limited Mortality
Coverage for death resulting from certain accidental causes such as fire, lightning, or transportation-related incidents.

Surgical Coverage
Coverage for eligible surgical expenses resulting from an injury or illness.

Loss of Use
Coverage that may apply if your horse becomes permanently unable to perform its intended purpose due to a covered injury or illness.

Stallion Infertility
Coverage that may apply if an insured breeding stallion becomes permanently unable to breed due to a covered injury or illness.
Insurance for Horses Across a Wide Range of Disciplines
Star H works with horse owners, riders, trainers, breeders, farms, and equine professionals across the country. We insure horses involved in disciplines and activities including hunter/jumper, dressage, eventing, barrel racing, Western riding, rodeo, pleasure riding, trail riding, horse showing, and breeding.
Whether you’re purchasing a new horse or reviewing coverage for one you already own, our team can help you find coverage suited to your horse and your needs.
Star H Equine Insurance
Why Horse Owners Choose Star H Equine Insurance

Equine-Focused Experience
Horse insurance is what we do. Our agency is devoted to serving horse owners and the equine industry.

Independent Agency
We work with multiple insurance companies, allowing our agents to recommend competitive coverage options based on the individual horse rather than being limited to a single carrier.

Real Agents Answer the Phone
When you contact Star H, you can speak directly with an experienced equine insurance professional who can answer questions and help with your quote.

Personalized Recommendations
Every horse is different. Our agents consider your horse’s age, value, intended use, and individual circumstances when recommending coverage.

Over 50 Years of Insurance Experience
Our team brings decades of insurance experience to helping horse owners protect their animals and investments.

Coverage Across the Country
Star H is licensed in all U.S. states except Alaska, Hawaii, and South Dakota.
Customer Reviews
Real Customers, Real Stories
Ready to Protect Your Horse?
Speak with an experienced equine insurance agent and find mortality and major medical coverage suited to your horse.
Request your personalized horse insurance quote today.
